Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Our Essential Checking Account is designed to make managing your personal finances effortless with features that simplify everyday expenses. This account is the perfect fit for those who like to keep life simple. Exclusive for Always.bank small business customers only.

woman using credit card

Essential Checking

Key Product Benefits

 

 

No minimum opening deposit requirement.

 

No minimum monthly balance.

Phone Icon

 

No monthly fees.

woman on laptop

Essential Checking Account Details

 

No minimum balance to open.


No monthly balance requirement.


No monthly service or transaction fees.


All statements are e-statements.


Free Debit Card and access to over 75,000 surcharge-free ATMs.


Subject to miscellaneous fees.

Get Started

woman on laptop

 

Associated Fees: Service fees of $15 will be imposed for expedited debit replacement, $15 for expedited checkbook reorder, and $20 for outgoing wires.

Plus Checking

Key Product Benefits

 

 

Designed for higher balances,
offering flexibility and potential
cost savings.

 

Easy-to-maintain account with
a $1,000 minimum balance
to avoid fees.

woman on tablet

Plus Checking Account Details

 

$1,000 minimum to open.


$1,000 minimum balance.


Waved $10 monthly service fee if balance stays above $1,000.


APY & Interest Rate: To be determined.


Subject to miscellaneous fees.

Get Started

woman on tablet

 

Associated Fees:

A service fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.

GET IN TOUCH