Yes, your deposits are insured up to $250,000 per depositor, per FDIC institution. *visit the FDIC Insurance Page to see if you can increase your coverage amount.

Always.bank Debit Card holders can use our iPay to easily send money to friends and family.

Yes, a monthly eStatement will be posted to your account. We will send you an email advising you that a new statement is available.

As an online bank, we communicate exclusively online, allowing us to reduce costs and offer highly competitive APYs.

(Drop in links to the MoneyPass and Allpoint ATM finders). Locate free ATMs nearby.

Interest is compounded daily and credited to your account monthly.

The interest is x.xx%, with an Annual Percentage Yield of x.xx%.

Always.bank offers Small Business Checking and Commercial Analysis Checking.

The interest is x.xx%, with an Annual Percentage Yield of x.xx%.

You won’t pay fees for most transactions, just a $20 fee for outgoing wire transfers.

Writing checks and using standard Bill Pay with Always.bank is free. If you need to rush a payment, expedited Bill Pay comes with a fee between $6.95 and $34.95.

• You can deposit cash at select Allpoint® and MoneyPass® ATMs.
• Click <here> to find a location near you that accepts cash deposits.

You can deposit cash at select Allpoint® and MoneyPass® ATM locations. Click <here> to find an ATM that accepts cash deposits.

Always.bank complies with Regulation CC, which sets the allowable hold times on certain deposits. You can view our Funds Availability schedule in the <insert deposit agreement link>.

You can order checks <here> <https://link.edgepilot.com/s/3099006c/qvL8nkDxiEmvXS9H-JZ7kA?u=https://www.deluxe.com/shopdeluxe/home>.

Always.bank is required to comply with Regulation CC that governs the allowable hold times on certain types of deposits. Our Funds Availability schedule can be seen in our <insert deposit agreement link>

• Current Limits:
  ATM Withdrawals: $504
  Point-of-Sale and Online Purchases: $1,500

If you need to temporarily adjust your purchase limits, please give us a call.

Yes, we do allow international wire transfers.

Outgoing wire cut off is 3:00 pm CT.

ATM withdrawals at over 70,000 ATMs through the Allpoint® and MoneyPass® networks.

No, at this time the Always.bank Free Checking Account is only available to existing small business customers

The interest is x.xx%, with an Annual Percentage Yield of x.xx%.

There is no minimum deposit to open an Always.bank Savings Account.

There is no minimum balance requirement for the Always.bank Savings Account.

Funds in Always.bank deposit accounts are FDIC-insured to the maximum allowed by law. For more information visit the FDIC’s Understanding Deposit Insurance page https://www.fdic.gov/resources/deposit-insurance/understanding-deposit-insurance.

○ Your deposit options are:
* Deposit a check with Always.bank’s Mobile Check Deposit.
* Complete and online transfer from an eligible Always.bank Account.
* Complete an online transfer from a verified external account owned by you.
* Set up Direct Deposit.
*Make a cash deposit select AllPoint® and MoneyPass® ATM. Click to find an ATM that accepts cash deposits.
* Mail a check made payable to you with your account number on the memo line to to: Always.bank PO Box 2127 Mobile, AL 36652

○ Your withdrawal options are:
* ATM withdrawals at over 70,000 ATMs through the Allpoint® and MoneyPass® networks. Click to locate an ATM near you.
* Online transfer to another Always.bank account.
* Online transfer to a verified external account.
* Wire transfer ($20 fee applies).
* Write a check.

You can make surcharge-free withdrawals at over 70,000 Allpoint® and MoneyPass® locations nationwide. Plus, you can use your debit card to withdraw cash at any ATM that accepts MasterCard Debit and Pulse.

You can deposit cash at select Allpoint® and MoneyPass® ATM locations. Click <here> to find an ATM that accepts cash deposits

You can order checks <here> <https://link.edgepilot.com/s/7ec7a457/Mlm8Uk_0OkmWcGR64PW2fg?u=https://orderpoint.deluxe.com/personal-checks/home.htm>.

• Log in to online banking
• Select the account that the check or ACH is being drawn on
• Go to Account Services
• Click on Stop Payment
• Select Single Check, Range of Checks or ACH
• Input required data
• Click Submit

We do not charge any account-related fees. However, we do charge $20 for any outbound wire transfers, $15 for expedited delivery of a checkbook or debit card and a range of fees for various expedited Bill Payment options.

You manage your account by enrolling in online banking or by downloading either the Always.bank iPhone or GooglePlay app, or by calling <insert # and hours>

Both

Interest is compounded daily and credited to your account monthly.

Interest will begin to accrue on the business day that we receive your funding deposit for new accounts and on the business day we receive all subsequent deposits

The Always.bank Savings Account is a variable rate account and therefore the Annual Percentage Yield may change at any time.

There is no minimum deposit to open an Always.bank Savings Account.

There is no minimum balance requirement for the Always.bank Savings Account.

Funds in Always.bank deposit accounts are FDIC-insured to the maximum allowed by law. For more information visit the FDIC’s Understanding Deposit Insurance page https://www.fdic.gov/resources/deposit-insurance/understanding-deposit-insurance.

○ Your deposit options are:
* Deposit a check with Always.bank’s Mobile Check Deposit
* Complete and online transfer from an eligible Always.bank Account
* Complete an online transfer from a verified external account owned by you
* Set up Direct Deposit
* Mail a check made payable to you with your account number on the memo line and mail it to: Always.bank PO Box 2127 Mobile, AL 36652

Your withdrawal options are:
* Online transfer to another Always.bank account.
* Online transfer to a verified external account.
* Wire transfer.

At this time, there is no limit to the number of withdrawals or transfers you can make from your Always.bank Savings Account.

We do not charge any account-related fees. However, we do charge $20 for any outbound wire transfers.

You manage your account by enrolling in online banking or by downloading either the Always.bank iPhone or GooglePlay app, or by calling <insert # and hours>

No, at this time the Always.bank Free Checking Account is only available to existing small business customers.

Both are deposit accounts, but money market accounts usually offer check writing or debit card access. The Always.bank Money Market Account offers both options.